Managing Partner
Khris Bryan
Managing Partner at Anchor Financial Group
Khris Bryan is a Managing Partner at Anchor Financial Group and one of the driving forces behind the firm's culture of client-first planning. With deep expertise in retirement income strategy and a genuine passion for helping families achieve financial security, Khris has built long-standing relationships grounded in trust, transparency, and results. His leadership philosophy is simple: do right by the client, every single time.
Areas of focus
Articles by Khris Bryan
Qualified Small Business Stock Tax Exclusion: What Changed
The qualified small business stock tax exclusion lets eligible shareholders exclude some or all of their gain from federal tax. The rules just changed.
October 2, 2026Fee-Only vs Fee-Based vs Commission Advisors: How Each Is Paid
Fee-only advisors are paid only by you. Fee-based advisors can also earn product commissions. Here is how to tell the difference and why it matters.
September 30, 2026Family Business Succession Planning: What a Will Misses
Family business succession planning covers who owns the business, who runs it, what it is worth, and who pays the tax. A will only transfers ownership.
September 26, 2026Backdoor Roth IRA: A Step-by-Step Guide for High Earners
A backdoor Roth IRA lets high earners who exceed income limits fund a nondeductible traditional IRA, then convert it to a Roth for tax-free growth.
September 9, 2026How to Build Tax-Efficient Retirement Income Streams
Tax efficient retirement income comes from drawing across account types in a deliberate order, not from one big pot or one account at a time.
September 7, 2026RMD Tax Planning at Age 73: Avoiding a Bracket Jump
Required minimum distributions at age 73 add taxable income you can't avoid. Smart RMD tax planning strategies before age 73 can help reduce the bracket impact.
September 4, 2026S-Corp vs LLC (Schedule C): Which Cuts Owner Tax?
For S-Corp vs LLC tax savings, the S-Corp election can reduce self-employment tax on some profit, but only above a certain income, and only if you pay yourself a reasonable salary.
September 2, 2026Will Your Estate Plan Work the Way You Intended?
Your estate plan will work as intended only if it is reviewed against current law, your assets are titled correctly, and your documents match your real goals.
August 25, 2026Proactive Tax Planning: How to Owe Less Next Year
Proactive tax planning looks forward to legally reduce next year's tax bill, while compliance only files what you already owe after the fact.
August 22, 2026Social Security Delay and RMD Interaction: Why Both Can Backfire
The Social Security delay and RMD interaction can backfire because delayed benefits and required withdrawals often land in the same years, stacking taxable income.
August 21, 2026Estate Planning Checklist Before Retirement: 8 Checkpoints at 60
An estate planning checklist to work through before you retire: will, trust, powers of attorney, beneficiaries, business succession, taxes, long-term care, and coordination.
August 18, 2026How to Coordinate Your CPA, Advisor, and Attorney
To coordinate your CPA, advisor, and attorney, give one fiduciary lead full visibility into all three, so tax, investment, and estate decisions work together.
August 13, 2026SEP IRA vs. Solo 401(k): Which Saves You More in Taxes?
A Solo 401(k) usually allows self-employed owners a larger tax-deductible contribution at the same income than a SEP IRA, but the SEP IRA's simpler setup fits owners with employees.
August 10, 20260% Capital Gains Bracket: The Retirement Income Limits
For 2026, long-term gains are taxed at 0% if taxable income is at or below $98,900 married filing jointly, $49,450 single, or $66,200 head of household.
August 7, 2026Social Security at 62, 67, or 70: A Tax-Smart Claiming Guide
There is no single right age. For high earners, a smart Social Security claiming strategy weighs longevity, taxes, and how your benefit fits your whole income plan.
August 5, 2026What Is a Fiduciary Advisor? Definition and Why It Matters
A fiduciary financial advisor is legally required to act in your interest under the Investment Advisers Act. Which advisors that covers, and how to check.
July 31, 2026Sequence of Returns Risk: Protecting Retirement Income
Sequence of returns risk in retirement means a market drop early in retirement can do lasting damage. The fix is structure: a protected income floor plus a growth layer.
July 7, 2026Fiduciary vs Reg BI Best Interest: How to Tell the Difference
Fiduciary duty and Reg BI both require acting in your best interest. What differs is when the duty attaches, and which documents tell you which applies.
June 28, 2026Multi-Family Office vs Financial Advisor: What's Different
In a multi-family office vs financial advisor, the difference is coordination: one fiduciary team manages tax, investments, retirement, and estate.
June 28, 2026Tax Compliance vs Tax Strategy: What's the Difference?
Tax compliance is filing what you owe by the rules. Tax strategy is planning ahead to legally reduce what you owe. You need both, but most people only have one.
June 27, 2026Can You Avoid Taxes on IRA Withdrawals? How to Reduce Them
To reduce taxes on IRA distributions, you control which accounts you draw from, when you draw, and how you sequence withdrawals across tax years.
June 27, 2026